Financial Tools
Mortgage Calculator
Calculate your monthly payment and total project cost in real time.
Property price
₪
or type an amount :
₪
Down payment
₪
30%
Loan term
years
Annual interest rate
%
Buyer profile
Estimated monthly payment
— ₪
over 20 years
Loan amount
—
Total credit cost
—
Total interest
—
Acquisition tax
—
Total project budget
—
—
Principal
Principal
—
Interest
—
Fees
—
Mas Rechisha calculated using 2026 progressive tax brackets. Total budget includes Mas Rechisha + ~3.5% additional fees (lawyer, agent, registration). Indicative simulation.
Financial Tools
Key facts about real estate financing in Israel
Maximum LTV ratio
The Bank of Israel limits mortgages to 75% of the property value for a first home, and 50% for investors. Minimum down payment: 25%.
Acquisition tax — brackets 2026
0%0 → 1 978 745 ₪
3,5%→ 2 347 040 ₪
5%→ 6 055 070 ₪
8%→ 20 183 565 ₪
10%above
8%0 → 6 055 070 ₪
10%above
0,5%0 → 1 988 090 ₪
5%above
6%from 1st ₪
Additional costs
2%
Agency fees
+ VAT
—
Lawyer fees
According to your personal lawyer
Ready to make your project a reality?
Our experts guide you through every step of finding your ideal property in Netanya.