Simulateur Prêt Immobilier Israël | Calculatrice Crédit Netanya

Property price

₪

0 ₪10 000 000 ₪ +

or type an amount : ₪

Down payment

₪ 20%

0 ₪5 000 000 ₪

Loan term

years

1 years30 years

Annual interest rate

0.1%12%

Estimated monthly payment

— ₪

over 20 years

Loan amount

—

Total credit cost

—

Total interest

—

Acquisition tax

—

Total project budget —

—

Principal

Principal —

Interest —

Fees —

Mas Rechisha calculated using 2026 progressive tax brackets. Total budget includes Mas Rechisha + ~3.5% additional fees (lawyer, agent, registration). Indicative simulation.

Financial Tools

Key facts about real estate financing in Israel

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Maximum LTV ratio

The Bank of Israel limits mortgages to 75% of the property value for a first home, and 50% for investors. Minimum down payment: 25%.

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Acquisition tax — brackets 2026

0%0 → 1 978 745 ₪

3,5%→ 2 347 040 ₪

5%→ 6 055 070 ₪

8%→ 20 183 565 ₪

10%above

8%0 → 6 055 070 ₪

10%above

0,5%0 → 1 988 090 ₪

5%above

6%from 1st ₪

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Additional costs

Agency fees + VAT

—

Lawyer fees According to your personal lawyer

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